Career & Salary

How Severance Packages Actually Work

What's typically included, how it's calculated, and what to check before you sign anything.

6 min read · Updated February 2026

Severance Is Usually Not Legally Required

In the United States, most employers are not legally required to offer severance unless it's promised in an employment contract, a union agreement, or a written company policy. It's typically offered voluntarily — often to secure a signed release of legal claims, or simply as a goodwill gesture during layoffs.

How Severance Amounts Are Typically Calculated

A common (though not universal) formula is 1-2 weeks of pay per year of service, with 2 weeks per year being a frequently cited standard for many companies. Executives and longer-tenured employees sometimes receive more generous packages. There's significant variation by industry, company size, and specific circumstances of the departure.

What a Full Severance Package Can Include

The WARN Act: A Separate Consideration

For larger layoffs at bigger companies (generally 100+ employees, with specific thresholds), the federal Worker Adjustment and Retraining Notification (WARN) Act may require 60 days advance notice of a mass layoff or plant closing — or pay in lieu of that notice. This is separate from, and in addition to, any standard severance offer.

What to Check Before Signing

Should You Negotiate?

It's usually worth at least asking, especially if you have leverage (long tenure, a strong performance record, or knowledge that the company wants a fast, clean exit). The worst outcome is typically just being told no — there's rarely a significant downside to a polite, professional counter-request.

Frequently Asked Questions

Is severance pay legally required?

In the US, generally no, unless promised by an employment contract, union agreement, or written company policy — most severance is offered at employer discretion, often in exchange for a signed release of legal claims.

How long do I have to review a severance agreement?

If you're 40 or older, federal law requires at least 21 days to consider an agreement (45 days for group layoffs) plus a 7-day period to revoke your signature after signing — younger employees don't have this specific federal protection, though state laws vary.

Can I negotiate my severance package?

Often yes, at least to some degree — the amount, COBRA coverage period, and other terms are sometimes negotiable, particularly if you have leverage like long tenure or the company wants a quick, amicable departure.

This article is provided for general informational purposes only and does not constitute financial, tax, legal, medical, or professional advice. Always verify important decisions with a qualified professional or official source.